2021年可持續藍色經濟金融倡議實施情況

一、踐行可持續藍色經濟金融理念

可持續的藍色經濟是一種尋求促進經濟增長、環境保護和改善民生，同時確?？沙掷m利用海洋資源的經濟。發展藍色經濟，離不開金融服務與金融支持。本行積極響應黨中央、福建省和福州市的政策號召，明確將海洋金融作為全行特色化、差異化發展的主攻方向，并于2021年1月27日成為聯合國可持續藍色經濟金融倡議全球第31家簽署機構。該倡議旨在以金融機構的實際行動積極影響與海洋相關的主流投資、保險和貸款，打造可持續的藍色經濟，支持聯合國可持續發展目標（SDGs）的實現。

該倡議由聯合國環境規劃署金融倡議（UNEP FI）作為管理機構，幫助和引導銀行、保險和投資者推動 14條《可持續藍色經濟金融原則》的采納與落實。這些原則為可持續海洋經濟融資提供了指導框架，主要內容包括支持可持續海洋經濟發展的投資和項目，識別和重視相關合規情況和風險，對經濟、環境、社會效應進行適當披露，積極分享支持可持續海洋經濟發展的經驗等。

金融機構通過其產品、服務和客戶關系可以幫助保衛海洋，為藍色經濟的可持續轉型提供資金。該原則的落實將有助于海洋的保護和可持續利用，減少藍色經濟投資風險。加入該倡議既有利于銀行自身在綠色金融產品創新、環境和社會風險管理等方面的深化和提升，也可以通過金融服務推動“海洋健康”，加速海洋資源可持續利用和轉型，以藍色經濟推動綠色發展。

二、推動可持續藍色經濟金融發展

為助推海洋經濟建設，強化海洋經營實體金融服務，探索構建藍色經濟金融服務體系，本行與福建省海洋與漁業局等機構簽署了戰略合作協議，攜手為海洋實體經濟提供更加多元、優質的金融服務，致力于不斷改善海洋金融生態。

對照可持續藍色經濟金融倡議組織發布的金融機構實用指南，2021年本行持續支持海洋污水治理等項目，保護海洋生態環境；創設“公司+農戶水產養殖貸款”“黃魚貸”等特色產品，積極服務涉海個體融資需求，支持人工養殖，防范過度捕撈，助力海洋生物多樣性發展。

 The Reporting on Sustainable Blue Economy Finance Initiative in 2021

1. Practicing the concept of sustainable blue economy finance

A sustainable blue economy is one that seeks to promote economic growth and preserve and improve livelihoods across a range of sectors, while ensuring the sustainable use of marine resources.The development of blue economy needs financial services and financial support. the Bank is actively responding to the policy call of the Central Committee of the CPC, Fujian Province and Fuzhou City, and clearly took marine finance as the main direction of the Bank's characteristic and differentiated development. On 27 January 2021, the Bank became the 31st signatory to the United Nations Sustainable Blue Economy Finance Initiative. The Initiative aims to have a positive impact on ocean-related mainstream investment, insurance and loans with the practical actions of financial institutions, create a sustainable blue economy, and support the realization of the United Nations Sustainable Development Goals (SDGs).

The United Nations Environment Programme Finance Initiative (UNEP FI) is the management organization of the Initiative, to help and guide banks, insurers and investors to promote the adoption and implementation of the 14 Sustainable Blue Economy Finance Principles. These principles provide a guiding framework for sustainable marine economic financing, and cover investments and projects that support sustainable marine economic development, identification of and focus on relevant compliance and risks, appropriate disclosure of economic, environmental and social effects, active sharing of experience in supporting sustainable marine economic development, and other content.

Through their products, services and relationships, financial institutions can help preserve and safeguard oceans, financing the transition to a sustainable blue economy. The implementation of these principles will contribute to the protection and sustainable utilization of the oceans and the reduction of investment risks in the blue economy. Joining the Initiative will not only help banks to deepen and improve their own green financial product innovation, environmental and social risk management, but also promote “Ocean Health” through financial services, accelerate the sustainable utilization and transformation of marine resources, and promote green development with the blue economy.

2. Promoting the development of sustainable blue economy finance

In order to promote the development of the marine economy, strengthen the financial services for marine enterprises, and explore the construction of blue economy service system, the Bank concluded strategic cooperation agreements with Fujian Provincial Bureau of Ocean and Fisheries, etc. We committed to continuously improve the marine financial ecology, and worked together to provide diversified and high-quality financial services for the marine economy. 

In 2021, we continued to support projects such as marine sewage treatment to protect the marine ecological environment, in accordance with the practical guidelines for financial institutions issued by the Sustainable Blue Economy Finance Initiative. The Bank has innovatively launched "Company + Farmer Aquaculture Loan" and "Yellow Croaker Loan" to actively serve the financing needs of sea-related individuals, support artificial breeding, prevent overfishing and develop marine biodiversity.